Tree Reports for Insurance & Pre-Purchase

Trees add value to a property. They also add risk. Whether you are buying a home and want to know exactly what you are inheriting, or you have experienced storm damage and need a professional report to support an insurance claim, Asset Tree Care provides clear, thorough arborist reports that give you the documentation you need.

At Asset Tree Care, we prepare tree reports for insurance claims and pre-purchase tree inspections across Mandurah, the South West and the greater Perth region. Every report is written to be understood by insurers, conveyancers and property buyers, not just other arborists.

  • AQF Level 5 Qualified Arborist
  • $20 million public liability insurance
  • Over 10 years of industry experience

Pre-Purchase Tree Inspections

Buying a property is one of the biggest financial commitments most people will ever make. Building inspections and pest reports are standard practice. Tree inspections rarely are, despite the fact that mature trees on a property can represent significant future liability, removal cost or structural risk to buildings and services.

A pre-purchase arborist report from Asset Tree Care gives buyers a clear picture of the trees on a property before contracts are signed. If a tree is structurally compromised, in poor health, or likely to require expensive removal in the short to medium term, that is information you need before settlement, not after.

Every inspection is carried out personally by Hamish Clapham, AQF Level 5 Qualified Arborist. There are no junior consultants or handovers, giving you a clear, independent assessment backed by practical arboricultural experience and advice you can rely on when making an informed property purchase.

What a Pre-Purchase Tree Inspection Covers

Our pre-purchase tree inspections assess every significant tree on the property and provide a plain-language report that any buyer can understand. The inspection covers:

  • Species identification and an estimate of tree age and longevity
  • Health and vigour assessment including signs of disease, pest activity or decline
  • Structural condition including assessment of any cracks, cavities, deadwood or failure risk
  • Root system observations including proximity to structures, services and paving
  • Assessment of any trees likely to require removal or significant remedial works in the near future
  • Estimated cost guidance for recommended works where applicable
  • Notes on any trees that may be regulated or protected under local council policy, which may affect the buyer’s ability to remove them

Whether you are buying a family home, an investment property or a rural block, a pre-purchase tree inspection is straightforward due diligence that can save you from inheriting a costly or dangerous situation.

Arborist Reports for Insurance Claims

Storm damage, tree failure and falling branches can cause serious damage to homes, fences, vehicles and neighbouring properties. When this happens, insurers often require documented evidence of what occurred, the condition of the tree involved, and whether the damage was foreseeable before they can assess a claim.

An insurance arborist report may be required following storm damage, unexpected tree failure, neighbour disputes, disputed insurance claims or where a homeowner wants documented evidence of tree condition before storm season. Asset Tree Care prepares clear, evidence-based reports that provide the information insurers, loss adjusters and other property professionals need to assess a claim. Hamish Clapham personally completes every assessment and is available to discuss report findings if further clarification is required.

Mandurah and the South West coast are regularly exposed to strong easterlies, winter storms and the remnants of tropical systems, making professional post-event tree assessments particularly important for property owners throughout the region.

What an Insurance Tree Report Includes

Our insurance arborist reports are structured to address the questions insurers ask and provide the evidence they need to process your claim. Reports typically include:

  • Description and documentation of the damage event and affected tree
  • Species identification, size and location details
  • Assessment of tree condition prior to the event, based on observable evidence
  • Analysis of whether the failure was foreseeable or consistent with a sudden, unforeseeable event
  • Photographic documentation of the tree, damage and site
  • Professional arboricultural opinion on cause of failure and contributing factors
  • Recommendations for remaining tree works or hazard mitigation

A well-prepared insurance tree report can be the difference between a claim being accepted promptly and a prolonged dispute with your insurer.

Storm Damage Reports for Mandurah and the South West

Asset Tree Care is based in Mandurah and has direct experience assessing trees and preparing reports following storm events across the Peel region and South West WA. We understand the species commonly affected, the failure patterns typical of coastal storm exposure, and the expectations of insurers operating in this region.

If a tree on your property has been damaged in a storm or has failed unexpectedly, contact Hamish as soon as it is safe to do so. Early assessment while evidence is still present on site produces the strongest possible report for your claim.

Explore More Services

Quantified tree risk assessments for property managers, schools, strata and councils.

Safe, efficient removal of unwanted or hazardous trees using modern climbing and rigging methods.

Independent arborist reports for council, insurance, legal and development purposes.

“Hamish and his team did a fabulous job removing some trees in our yard, including a very large and challenging tree. They were friendly, helpful, and thorough. Communication was always very prompt. We were very pleased with what a great job they did and how tidy they left the yard after they had completed the job. We would highly recommend them to anyone needing tree pruning or removal.”

Sydney Roberts

Tree Removal

Frequently Asked Questions

Do I need an arborist report before buying a house?2026-08-07T11:07:46+00:00

There is no legal requirement to have a pre-purchase tree inspection, but it is sound due diligence for any property with significant trees. Mature trees that appear healthy can harbour hidden structural defects, root problems or disease. An arborist inspection before you buy gives you a clear picture of the tree asset and any associated risk or cost you are taking on.

What does a pre-purchase tree inspection cost?2026-08-07T11:07:26+00:00

Pricing depends on the number of trees on the property and the size and complexity of the site. Contact Hamish for a quote based on your specific property. The cost of an inspection is modest compared to the potential expense of removing a large hazardous tree or repairing root damage to a structure after settlement.

Will my insurer accept an arborist report from Asset Tree Care?2026-08-07T11:07:08+00:00

Yes. Reports prepared by a qualified arborist are standard documentation accepted by insurers across Australia. Hamish is a qualified arborist and can prepare a professional report that meets the documentation requirements of your insurer. If your insurer has specific requirements, let us know and we can ensure the report addresses them directly.

My neighbour’s tree fell on my property. Do I need a report?2026-08-07T11:06:53+00:00

A professional arborist report can be valuable in this situation, particularly if there is a dispute about liability. A report that establishes whether the tree was visibly in poor condition prior to the event can support a claim against your neighbour’s insurer or provide evidence for legal proceedings. Asset Tree Care can assess the situation and advise on the most appropriate form of documentation.

How quickly can you provide a report after storm damage?2026-08-07T11:06:40+00:00

We aim to attend storm damage assessments as promptly as possible while conditions are safe to do so. Early site attendance is preferable as it allows assessment of the tree in its post-failure state before clean-up works commence. Contact Hamish directly to discuss urgency and scheduling.

Do you cover areas outside Mandurah?2026-08-07T11:06:27+00:00

Yes. Asset Tree Care prepares tree reports for insurance and pre-purchase inspections across the Peel region, South West WA and parts of the greater Perth metropolitan area. Contact us to confirm availability for your location.

Can you remove the tree after the inspection?2026-08-07T11:06:09+00:00

Yes. If a pre-purchase inspection or insurance assessment identifies trees requiring removal, Asset Tree Care can carry out that work directly. Working with the same arborist from inspection through to removal means a smoother process and consistent professional accountability throughout.

Ready To Get Started?

Need a tree report for an insurance claim or pre-purchase inspection? Contact Asset Tree Care today for clear, professionally prepared arborist reports across Mandurah, the South West and greater Perth.

Call Hamish on 0490 762 201
Or Request Your Free Consultation

Asset Tree Care | Mandurah’s trusted arboricultural specialists.

Fully qualified. Fully insured. Always reliable.

Fast, no obligation and 100% local

Go to Top